Hd Wallpaper

Thursday, November 7, 2024

Tourist Places in London

01 London Eye

02 Kew Gardens

03 Tower Of London

04 Tower Bridge

05 Warner Bros. Studio

07 River Thames

08 St. Paul’s Cathedral

09 ArcelorMittal Orbit Skyline

10 Wembley Station









Friday, July 5, 2024

BUSINESS AMERICA

ONE STOP SHOP FOR BUILDING YOUR BRAND IN AMERICA

The United States is the largest market in the world. However, entering and succeeding in the U.S. can be an overwhelming proposition. Knowing who to turn to becomes critical for success. You need a trusted and experienced team to partner with on your journey. Business America is the commercial gateway to the U.S. by offering all the services and connections you need in one place. We are experts in helping international and domestic  CPG brands plan, launch and grow their brands in America. Our Broker and Distribution services help you sell your products to Grocery Retailers, Specialty Stores and Food Service accounts. We are able to offer these services at very affordable rates because we have no overhead or salaried employees as other consulting firms.  We use a multi phase approach to limit your commitment to one phase at a time at a budget and schedule that works for you.
Working with Business America also minimizes the need for International Clients to spend time and money on U.S. travel. The Business America team members are all U.S. Citizens. We handle everything from A Z in America. The U.S. really consists of 50 markets and we approach a launch or expansion one region or state at a time for controlled growth and maximum ROI.  Many foreign companies make the mistake of going nationwide too fast which is very difficult, high risk and very expensive. Through our network of U.S. and global connections, we can get anything done for you, faster, more efficiently and at a lower cost than our competition. All in one place with one point of contact. We work with new and established businesses in all industries whether you plan to enter the U.S. or already have an existing business in America. We are a team of Senior Executives with life long operational experiences in start ups, midsize and Fortune 100 companies both internationally and in the U.S. We understand the cultural differences between the U.S., Europe, Latin America and Asia

Monday, July 1, 2024

4 Reasons to Work with a Wealth Advisor

Engaging with us to achieve your dreams 

There is an idyllic future in every one of our imaginations. Perhaps it’s building a vacation home by the beach or turning your passion of a hobby into its own business. Maybe it’s going back to school or simply becoming debt free by a certain age. Whatever your future dreams hold, the quickest, most certain way to get there is with a plan and advice from someone who understands financial dream development. 
1. Build a blueprint
Let’s use a vacation home as an example. You wouldn’t start building by having your contractor dump a bunch of lumber in the middle of an empty lot and then start designing. The same is true with your finances. Knowing what you want to accomplish and by when is key to getting there. and that means having a financial plan well in advance. This plan is your starting point and provides a comprehensive view of your financial picture including goals, cash flow analysis, retirement spending, and all relevant information in one location.
2. Learn from the professionals If you were to build a house, you would likely contract with a team  the architect, electrician, plumber  to make sure you have all the expertise you need. It’s the same reason to work with a wealth advisor. Financial planning takes time and experience. Imagine on top of your day job and life responsibilities, you’d have to become a master at investing and market watching if you manage your own finances. A wealth advisor’s job is to proactively guide you to the tools and strategies that will help maximize your assets and turn your financial dream into reality. Your advisor can also connect you with experts in other areas, such as accounting, real estate, and even legal, so you don’t have to assemble the dream team yourself. 
3. Gain perspective Managing personal finances can sometimes be emotional and stressful. How you were raised can have a significant impact on how you make financial decisions as an adult. Add a life partner on top of that and now you have two (sometimes competing) views on how to reach your financial goals. A wealth advisor can put some emotional guardrails around finances and help you look at a situation objectively. You gain an unbiased opinion from an expert on how best to accomplish your goals. During market volatility people tend to react emotionally. Having a plan in place helps reduce the emotional side. It gives wealth advisors the ability to review the plan during volatile times and adjust if your goals objectives have changed. Being able to view a plan still on track during those times can help put your mind at ease. 
4. Manage change A financial plan is not a set it and forget it document. Changes in your life, whether big or small, can trigger an adjustment to the plan. If you’ve changed jobs, you may want to consolidate retirement accounts. With the addition of a spouse or child, you may need to name new beneficiaries. Even changes in tax laws, market conditions, or federal economic policies can trigger the need for a plan alteration. It’s your wealth advisor’s job to monitor these details and advise you as you go. That means reviewing your plan regularly, just to make sure it still fits.

 

Friday, May 10, 2024

Business Ideas in The USA

1. Online coaching is one of the most profitable business ideas on the list, with zero investments, and with the use of just software systems as input. The industry is set to reach a market size of $4.5 billion by 2028, making it a profitable business to sell online. It is a form of coaching where sessions are conducted virtually through video conferencing, email, or messaging. It enables clients to receive personalized coaching from a professional coach regardless of location. 

Famous Companies For Online Coaching Business 
  • Fingerprint for Success uses AI to help coaches in delivering better client results. 
  • Coaching Loft is a business oriented online coaching platform catering to A-Z of any business: logistics, booking, contracts and invoicing. 
  • Satori helps online coaches in streamlining administrative processes. 
How to Start an Online Coaching Business in the USA 
Figure out your niche, identify the demand for your coaching services, and analyze the competition. Develop a business plan outlining your coaching services, pricing, marketing strategy, and financial projections. Choose your coaching program structure. You can either go for one to many, group coaching sessions or offer exclusive, one to one coaching services. Develop coaching materials such as worksheets, guides, and videos to support your clients. Obtain necessary permits and licenses and register your business. Set up payment and scheduling systems
Marketing Your Online Coaching Business 
Some ways through which you can market your online coaching business are: Through pay per click Advertisements This is a marketing model where advertisers pay each time a user clicks on their ad. You can use this model to drive targeted traffic to your coaching website or video. Profitable Partnerships If a similar business or coaching platform promotes you on their page through a marketing partnership set up, it can direct their audience to explore your coaching services as both of you have the same client base. Establish yourself as an expert in the field In the time of social media, appearances make a lot of difference. If you present yourself as an expert in your area on different social media platforms, customers are more likely to opt for your services.
2. Personal training involves designing a one on one fitness program to help individuals achieve their fitness goals through customized exercise and nutrition plans, and guidance from a certified personal trainer. The business profile is highly sought after and is already valued at USD 39,740 million in 2022. 
Famous Personal Training Business 
  1. Brad Schoenfeld
  2. Matt Roberts 
  3. Louise Parker 
How to Start a Personal Training Business in the USA 
Obtain relevant certifications and training. 
  • Develop a business plan, and register your business. 
  • Define your target market and pricing strategies. 
  • Find a suitable location or consider mobile training. 
  • Invest in the necessary equipment and liability insurance. 
  • Build a website and social media presence.
Pros of Starting a Personal Training Business Flexible schedule High earning potential Opportunity to help clients achieve fitness goals Potential for repeat business Cons of Starting a Personal Training Business Requires investment in education and certification Can be physically demanding Requires strong interpersonal skills Can be challenging to attract and retain clients. Marketing Your Personal Training Business Market your personal training business by offering free trial sessions, asking for customer testimonials, publishing blog posts, partnering with local businesses, and maximizing your reach online through email marketing and leveraging social media.
3. Dropshipping is one of the most extremely profitable businesses in today's times. Last year, the global dropshipping market was valued at 225.99 billion, with chances to rise at 23.4% YoY. It is a retail fulfillment method where a store doesn't keep the products it sells in stock. Instead, when a store sells a product, it purchases the item from a third party and has it shipped directly to the customer. As a result, the merchant never sees or handles the product.
Famous Dropshipping Companies Spocket started from scratch in the tightly held drop shipping market and has been reigning the US, and European e commerce ever since. Moreover, Pocket is a great utility tool for Shopify users, due to its hassle free integration with the marketplace. Sprocket’s branded invoices are a delight to customers as well. Other companies that made their mark in dropshipping business: 
  • Notebook Therapy for Japanese and Korean Stationery 
  • Bidet Genius for bidets 
  • Life Booster for everyday gadgets 
  • Wallplate Warehouse for interior decor 
How to Start a Dropshipping Business in the USA 
Here’s what you need to do to start a drop shipping business in the USA 
  • Find a product category that interests you and has demand in the market.
  • Look for reliable suppliers who offer dropshipping services and are willing to ship to the US
  • Create a website or use a platform like Woo Commerce or Shopify to set up your online store.
  • Add products from your suppliers to your store, including descriptions and images. 
  • Determine your pricing strategy based on your costs and competition. 
  • Own your social media accounts. Drive customers in the US to your store through advertising, social media, and other marketing channels.
4. Content Creation The global digital content creation market reached USD 25.6 billion and is expected to grow 13% YoY. Content creation involves producing original and engaging material, such as articles, videos, or social media posts, for a specific purpose or audience. It can range from copy writing, designing, podcasting, clogging, or even simply posting pictures on a platform that engages with an audience.
Examples of Famous Content Creation Business 
  • Hub Spot for customer centric content, brand awareness, and driving email signups 
  • Up City for their SEO enriched content services 
  • Molotov especially famous for their content templates 
How to Start a Content Creation Business in the USA
  • Define your audience  It’s important to have a clear sense of who will be consuming your content to have a clear brand voice and marketing strategy. 
  • Decide on your platform  All social media platforms attract different audiences, promote different forms of content, and are meant for different business types. Figure out which platform works best for your brand. 
  • Establish a brand voice In order to reach your target audience, use polls and customer surveys to develop a distinct voice for your brand. 
  • Third Party tools Based on the type of content you want to create, you may need to invest in some third party tools such as Canva, Grammarly, or some video editing software, etc. 
  • Work on your Portfolio Develop a portfolio showcasing your content creation skills and capabilities.
Marketing Your Content Creation Business Market your content creation business by defining your niche, creating a strong brand identity, building a professional website and social media presence, leveraging Facebook groups, teaming up with influencers, keeping up with new trends, and using strategic content frameworks to reach a wider audience.
5. Social Media Management is a lucrative business, especially for millennials, and involves creating, analyzing, and engaging with content on social media platforms like Facebook, Instagram, and Twitter to increase brand awareness and drive business growth. It is one of the most sought after rewarding businesses for today's entrepreneurs. A social media manager can help businesses take care of all their social marketing channels.
Famous Companies in the Social Media Management Business
  • Smart Sites for social media and reputation management 
  • Only Pult for overall brand awareness, and back linking to your landing pages 
  • Sprout Social for handling everything, right from content management, to brand awareness, and even accommodating current, and top social media trends in your strategy
6. Personal shopping is a service provided by professionals who assist individuals in selecting and purchasing items that meet their personal style, needs, and preferences.
How to Start a Personal Shopping Business in the USA 
  • Determine which type of shopping services you want to offer. 
  • Assess the skills required to start a personal shopping service and hire employees if needed.
  • Develop a business plan and do a market analysis. 
  • Work on pricing strategies. Build a website and social media presence to showcase your services.
  • Network with potential clients and build relationships with local businesses. 
  • Continuously improve your knowledge of fashion and retail trends.
Marketing Your Personal Shopping Business Market your personal shopping business by creating a distinct brand voice, offering exceptional customer service, leveraging social media to showcase your services, partnering with local retailers and fashion influencers, and offering personalized promotions and discounts.
7. Pet Sitting and Dog Walking  Pet sitting and dog walking are services provided to pet owners to take care of their pets, including feeding, exercising, and providing companionship, while the owners are away from home. Marketing Your Pet Sitting and Dog Walking Business You can advertise your pet sitting and dog walking business by leveraging social media to showcase your services, offering promotions and referral discounts, partnering with local dog shelters and pet-related businesses, creating newspaper ads, and distributing flyers.
8. Virtual Bookkeeping is a service where bookkeepers manage a company's financial records remotely using cloud-based software, allowing for secure and efficient management of financial data.
How to Start a Virtual Bookkeeping Business in the USA 
Here’s how you can set up your virtual bookkeeping business in the US
  • To start, you minimally need a website and subscription to virtual bookkeeping software along with your laptop.
  • Develop a business plan outlining services, pricing, and marketing strategies. 
  • Decide on your business name and structure. 
  • The four common business structures in the US are sole proprietorship, partnership, limited liability company, and corporation. 
  • Register your business and obtain the necessary licenses and permits Get a small business financial monitoring software for your own use. 
  • Define pricing and billing policies and procedures.
  • Establish a website and social media presence.
Marketing Your Virtual Bookkeeping Business 
You can advertise your virtual bookkeeping business by speaking on different accounting podcasts, offering free short-duration consultations, putting up client testimonials on your website and social media, running Facebook ads, and publishing articles on known industry blogs.
 

Small Business Ideas For 2024

 Every day, hardworking individuals choose to step away from their employers and start their own companies. Small businesses launched by everyday entrepreneurs have added over 12.9 million jobs to the United States. economy in the last 25 years. If you’re looking to join the fray but aren’t sure which path is best for you, here’s a list of 19 profitable small business ideas.

1. Virtual Assistant business executives are turning to virtual assistants (VAs) to help them with certain business tasks. This saves the business money because they don’t need another full time employee with benefits while still getting the work done. As a VA, you will do certain tasks, such as managing social media, coordinating travel and maintaining the calendar. There is no prerequisite to becoming a VA. You just need to be good with people and have keen organizational skills. You’ll want a computer with a fast internet connection to service your clients. 
2. College Consultant Parents will do whatever they can to help their children get into the college of their dreams. This includes hiring a college consultant who can help prepare them for standardized tests, review personal statements and navigate the world of financial aid and scholarships. There is little to no overhead as a college consultant. You simply need a computer and a good internet connection. While there are no required certifications, the College Consultant Certification from Heartland Institute can help give you credibility in a competitive market. 
3. Antique Sales You might love going to garage sales and auctions. This hobby can become a business where you buy antiques and then resell them after freshening them up with some paint. You may even work on consignment for clients to limit your cash outlay. This is a business where you can work from your garage or invest some money and open a storefront. The cost will depend on your location and the size of the store. 
4. Life Insurance Agent If you’re passionate about helping families prepare for the worst-case scenario, then you may be highly fulfilled working as an independent life insurance agent. You’ll work with people to help assess their life insurance needs and find the right type of coverage. You’ll become their main point of contact for sales and service. To become a life insurance agent, you must pass a state licensing class and a standardized test. Once you do that, you’ll need to get appointed with life insurance companies to offer their products. 
5. Life Coach A life coach helps people navigate through difficult times in their lives. Coaching may come into play for relationships, parenting or other challenging life transitions. A life coach has a lot of experience and can bring that experience to the table to help people successfully navigate through their troubles and blocks. While you don’t need a certification to become a life coach, it does help to give you credibility in what you do. A certification may cost you anywhere from $500 to $1,000, depending on where you get it from. The International Coach Federation offers a three day, accredited program that is $995.
6. Tutoring If you’re a master of a particular subject, you can help students struggling in their classes by becoming a tutor. No certification is required to become a tutor, but you should be an ace in the topic. Usually, a tutor has a college degree in the subject they are tutoring. You can teach in person or online to expand your target market. You may want to invest in some teaching aid tools, such as Canvas or Blackboard. These will help you interact more effectively with online students. You can market yourself or join a tutoring platform, such as BuffTutor, that brings clients to you.
7. Music and Voice Lessons Are you skilled with a musical instrument, or do you have golden pipes? Do you love teaching as well? Sharing those skills with others can help foster a love of the arts. You can either set up a studio at your home or travel to your clients’ homes, depending on what works best for your situation. The flexibility means the possibilities here are endless. You can market yourself to local schools or community theaters where parents are looking to get their kids music or voice lessons. A good teacher quickly gets word of mouth referrals for new business, which helps reduce the amount of marketing that you need to do.
8. Dropshipping Website A drop shipping website promotes products that it doesn’t keep in stock. Instead, it has a deal with a distributor who will take your orders and mail them to your customers on your behalf. This eliminates the cost of having inventory and expands the number of products that a business owner can market and sell. To start a drop shipping business, you’ll need to find relationships with dropshippers. There are big companies that have thousands of products, such as Oberlo and Alibaba, that do this. You’ll also need to create a website that features the products. Getting started may cost you $500 to $1,000 if you need help setting up a website.
9. Dog Grooming Dogs’ coats need regular care, and dog grooming is a service that is in high demand. Washing dogs, trimming their nails and clipping their fur must be done as often as every 4-6 weeks for some breeds. While you can do this in a client’s home, most groomers have either a retail location or a mobile pet salon where they have all their supplies and tools. To have a complete setup, a mobile pet grooming van may cost anywhere from $10,000 to $100,000. If you’d prefer clients bring their pups to you, converting a shed into a grooming salon may be a more convenient option. 8. Copywriter Just about every business has an online presence, most with some sort of blog or distributed content. This content needs to be written, and most business owners don’t have the time to do this themselves. They hire a professional writer. If you have a passion for certain topics, an ability to do deep research and are a good writer, this can be a profitable business for you. There are no startup costs other than having a computer with a good internet connection. Many writers market their services on LinkedIn or in business social media groups. You can also reach out to the marketing director of businesses to offer your services.
10. Pet Care Services A dog walking business is an excellent opportunity for someone who loves dogs and is good with other people’s dogs. You get out every day and enjoy fresh air with grateful pups. This business requires you to go to people’s homes to let their dogs out to play or go for a walk. You don’t need any special credentials to be a dog walker, and since you’ll be using your clients’ leashes, you don’t need to invest in much. Primarily, you should purchase items, such as dog treats and waste bags, so that you are prepared for any situation. If you live in a rural area where clients are spread out, you could pursue the option of offering more generalized pet sitting services for those who are on vacations or business trips. The income for this type of service may be less consistent, but it’s an excellent fit for someone with experience handling different types of animals. Many small critters, such as birds, reptiles and fish, require very detailed care that their owners don’t trust just anyone to handle. If you can build a reputation for taking good care of these pets, winning new clients will come with ease.
11. Subscription Box Service Subscription boxes are a hot trend right now. There are subscriptions for anything and everything, including vitamins and contraception. If you have an idea for a subscription box, you could have the next hot trend. You’ll want to establish a website where customers buy your box. At the end of the month, you send each customer a curated box of goodies. While you can often purchase these items based on the demand, you may need to carry some inventory of certain products. It will all depend on your subscription box.
12. Copy Editor With hundreds of blogs and content streams starting every day, there’s a huge demand for reliable editors who can ensure high quality content goes live. If you have an eye for grammar and punctuation, you might consider becoming an editor who reads and helps improve content. And you don’t have to be limited to blogs or social media; you can edit books and print articles as well. Make sure that you are a grammar stickler and that you know the differences between AP and Chicago style writing. You’ll want to invest in these manuals so that you can help your clients meet the right style guides. Other than that, you only need your computer to start this business. You’ll market yourself in online groups and may choose to invest in building a website to help promote your new business.
13. Wedding or Events Planner If you’d love to help make a special day as memorable as possible, the events business is very rewarding. Those who organize these events should have strong networking skills, pay close attention to details and be highly organized. It helps to have a creative edge that enables you to come up with new and exciting ideas for your clients. If you want to focus on weddings, be prepared to help with all aspects of the wedding, from the decorations and venue to entertainment and food. While you don’t need any licensing or credentials to do this, you want to have a Rolodex of professionals who can fill certain roles at the event.
 

Saturday, April 6, 2024

How customer communication helps with B2B commerce conversion rates

Elastic Suite’s latest updates simplify instant customer communication and therefor improve conversion rates. With enhanced calls to action on the marquee and a new communication widget at checkout, brands can now more seamlessly guide their customers through the buying process.

Enhanced Calls to Action on Marquee The marquee is the first thing customers see when placing orders, and Elastic Suite has made it even more effective in capturing their attention with branded marketing assets and billboard like call to actions and buttons. With eye catching calls to action, brands can provide valuable information and incentives, more effectively engaging their audience. When linked directly to an open to buy catalog or collection, the Shop Now button has an average 30% conversion rate.
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Customer Information Widget at Checkout
At the critical checkout stage, the new Customer Information Widget streamlines the process, making it easier and more efficient for customers to complete their purchase. By simplifying this crucial step, Elastic Suite ensures a smoother transition from browsing to buying, reducing cart abandonment rates. The new dashboard functionality allows brands to communicate important information like credit limit or data, contact details, or account information. Because of advanced ship dates or inventory availability variances, communication with the customer post-purchase is also critical. With these updates, Elastic Suite empowers brands to move from chaos toward conversion, with tools and solutions that simplify, not distract from the B2B or wholesale commerce process
 

Some Colleges Will Soon Charge $100,000 a Year. How Did This Happen

NASHVILLE, Tenn. It was only a matter of time before a college would have the nerve to quote its cost of attendance at nearly $100,000 a year. This spring, we’re catching our first glimpse of it. One letter to a newly admitted Vanderbilt University engineering student showed an all in price room, board, personal expenses, a high octane laptop of $98,426. A student making three trips home to Los Angeles or London from the Nashville, Tennessee, campus during the year could hit six figures. This eye-popping sum is an anomaly. Only a tiny fraction of college-going students will pay anything close to this anytime soon, and about 35% of Vanderbilt students those who get neither need based nor merit aid  pay the full list price. a few dozen other colleges and universities that reject the vast majority of applicants will probably arrive at this threshold within a few years. Their willingness to cross it raises two questions for anyone shopping for college: How did this happen? And can it possibly be worth it?
Who Pays What According to the College Board, the average 2023-24 list price for tuition, fees, housing and food was $56,190 at private, nonprofit four-year schools. At four-year public colleges, in-state students saw an average $24,030 sticker price. That’s not what many people pay, though, not even close. As of the 2019-20 school year, according to federal data that the College Board used in a 2023 report, 39% of in-state students attending two year colleges full-time received enough grant aid to cover all of their tuition and fees (but not their living expenses, which can make getting through school enormously difficult). At four-year public schools, 31% paid nothing for tuition and fees while 18% of students at private colleges and universities qualified for the same deal. Those private colleges continue to provide hefty discounts for people of all sorts of incomes. A National Association of College and University Business Officers study showed private nonprofit colleges and universities lowering their tuition prices by 56% from the rack rate during the 2022-23 school year. Vanderbilt provides discounts, too, and its financial aid is extraordinarily generous. Earlier this year, it announced that families with incomes of $150,000 or less would pay no tuition in most instances. Still, more than 2,000 students there who get no need based or merit aid will soon pay $100,000 or more. Why does Vanderbilt need all of that money
Where the Money Goes At a few small liberal arts colleges with enormous endowments, even $100,000 would not cover the average cost of educating a student, according to the schools. Williams College says it spends roughly $50,000 more per student than its list price, for instance. In other words, everyone is getting a subsidy. Perhaps its list price should be more than $100,000 too, so that its endowment is not offering unneeded help to wealthy families. Or, perhaps, a price that high would scare away low-income applicants who do not realize that they might get a free ride there. According to Vanderbilt, its spending per undergraduate is $119,000. “The gap between the price and cost of attendance is funded by our endowment and the generous philanthropy of donors and alumni,” Brett Sweet, vice chancellor for finance, said in an emailed statement. No one at the school would meet with me to break this figure down or get on the phone to talk about it. But Vanderbilt’s financial statements offer clues to how it spends money. In fiscal year 2023, 52% of its operating expenses went to faculty, staff and student salaries and wages, plus fringe benefits. Robert Archibald and David Feldman, two academics who wrote “Why Does College Cost So Much?,” explained in their book why labor costs are so tricky at these institutions. “The critical factors are that higher education is a personal service, that it has not experienced much labor-saving productivity growth, and that the wages of the highly educated workers so important at colleges and universities have soared,” they said. “These are economywide factors. They have little to do with any pathology in higher education.”