U.S. Economic Growth

The US economy gathered pace in the three months to September, driven by a surge in consumer spending and a rise in exports. The world’s largest economy expanded at an annual rate of 4.3% up from 3.8% in the previous quarter. The result beat expectations and marked the strongest growth in two years. The data, released after delays caused by a US government shutdown, offers a snapshot of an economy navigating sweeping changes to trade and immigration policies, alongside persistent inflation and reductions in government spending. While these pressures have triggered sharp fluctuations in areas such as imports and exports, the broader economy has remained resilient, maintaining solid momentum and out performing many forecasts.

This is an economy that has defied doom and gloom expectations basically since the beginning of 2022, said Avidity B have, senior economist at Bank of America. Speaking to the BBC’s Business Today programmer, Mr B have described the US economy as very, very resilient. I don’t see why that wouldn’t continue going forward, he added. Overall growth in the third quarter was far stronger than anticipated, with most analysts forecasting an annual pace of around 3.2% The expansion was fueled by a jump in consumer spending, which rose at an annual rate of 3.5% up from 2.5% in the previous quarter. That increase came despite a cooling job market, as households spent more on healthcare services. Imports which subtract from economic growth continued to fall, reflecting a wave of tariffs on goods entering the US announced by President Donald Trump earlier this spring. Exports, which had declined sharply in previous months, rebounded strongly, surging 7.4% Government spending also picked up, led by higher defense outlays. Those gains helped offset a slowdown in business investment, including in intellectual property, and ongoing weakness in the housing market. High interest rates have continued to weigh on affordability and exacerbate supply constraints.

How to talk to your children about parties

The first thing to say to your children about parties is this the battle against the tyranny of party bags a cause many parents can rally behind The sheer volume of forgotten trinkets, half eaten sweets, and that dreaded napkin wrapped cake speaks to the chaos they leave in their wake. It’s as if party bags are a ticking time bomb of clutter and sugar crashes waiting to explode.

What a fascinating and layered history to unpack The Victorian children's party, with its elaborate displays of wealth and etiquette, feels worlds apart from today’s inflatable castles and sugarfueled chaos. The idea of "glazed fowl and sliced cold tongue" as party fare is certainly a far cry from pizza slices and cupcakes. And the watered down sherry A practical Victorian touch, though I imagine modern parents might need something stronger by the time the last balloon pops. As for birthday cakes, the connection to Artemis and the moonlit prayers adds a touch of ancient mysticism to an otherwise modern sugar rush. It casts candle blowing in a whole new light less about wishes for toys and more about divine petitions (or desperate prayers for punctual pick ups at 8pm sharp). It’s funny how traditions evolve but still carry echoes of their origins. The Victorian parties may have been about etiquette and grandeur, but today's parties have their own rituals controlled chaos, countdowns to collection time, and of course, the universal hope that no one will start a fight over the last slice of cake.

Tourist Places in London

01 London Eye

02 Kew Gardens

03 Tower Of London

04 Tower Bridge

05 Warner Bros. Studio

07 River Thames

08 St. Paul’s Cathedral

09 ArcelorMittal Orbit Skyline

10 Wembley Station

BUSINESS AMERICA

ONE STOP SHOP FOR BUILDING YOUR BRAND IN AMERICA

The United States is the largest market in the world. However, entering and succeeding in the U.S. can be an overwhelming proposition. Knowing who to turn to becomes critical for success. You need a trusted and experienced team to partner with on your journey. Business America is the commercial gateway to the U.S. by offering all the services and connections you need in one place. We are experts in helping international and domestic  CPG brands plan, launch and grow their brands in America. Our Broker and Distribution services help you sell your products to Grocery Retailers, Specialty Stores and Food Service accounts. We are able to offer these services at very affordable rates because we have no overhead or salaried employees as other consulting firms.  We use a multi phase approach to limit your commitment to one phase at a time at a budget and schedule that works for you.

Working with Business America also minimizes the need for International Clients to spend time and money on U.S. travel. The Business America team members are all U.S. Citizens. We handle everything from A Z in America. The U.S. really consists of 50 markets and we approach a launch or expansion one region or state at a time for controlled growth and maximum ROI.  Many foreign companies make the mistake of going nationwide too fast which is very difficult, high risk and very expensive. Through our network of U.S. and global connections, we can get anything done for you, faster, more efficiently and at a lower cost than our competition. All in one place with one point of contact. We work with new and established businesses in all industries whether you plan to enter the U.S. or already have an existing business in America. We are a team of Senior Executives with life long operational experiences in start ups, midsize and Fortune 100 companies both internationally and in the U.S. We understand the cultural differences between the U.S., Europe, Latin America and Asia

4 Reasons to Work with a Wealth Advisor

Engaging with us to achieve your dreams 

There is an idyllic future in every one of our imaginations. Perhaps it’s building a vacation home by the beach or turning your passion of a hobby into its own business. Maybe it’s going back to school or simply becoming debt free by a certain age. Whatever your future dreams hold, the quickest, most certain way to get there is with a plan and advice from someone who understands financial dream development. 

1. Build a blueprint

Let’s use a vacation home as an example. You wouldn’t start building by having your contractor dump a bunch of lumber in the middle of an empty lot and then start designing. The same is true with your finances. Knowing what you want to accomplish and by when is key to getting there. and that means having a financial plan well in advance. This plan is your starting point and provides a comprehensive view of your financial picture including goals, cash flow analysis, retirement spending, and all relevant information in one location.

2. Learn from the professionals If you were to build a house, you would likely contract with a team  the architect, electrician, plumber  to make sure you have all the expertise you need. It’s the same reason to work with a wealth advisor. Financial planning takes time and experience. Imagine on top of your day job and life responsibilities, you’d have to become a master at investing and market watching if you manage your own finances. A wealth advisor’s job is to proactively guide you to the tools and strategies that will help maximize your assets and turn your financial dream into reality. Your advisor can also connect you with experts in other areas, such as accounting, real estate, and even legal, so you don’t have to assemble the dream team yourself. 

3. Gain perspective Managing personal finances can sometimes be emotional and stressful. How you were raised can have a significant impact on how you make financial decisions as an adult. Add a life partner on top of that and now you have two (sometimes competing) views on how to reach your financial goals. A wealth advisor can put some emotional guardrails around finances and help you look at a situation objectively. You gain an unbiased opinion from an expert on how best to accomplish your goals. During market volatility people tend to react emotionally. Having a plan in place helps reduce the emotional side. It gives wealth advisors the ability to review the plan during volatile times and adjust if your goals objectives have changed. Being able to view a plan still on track during those times can help put your mind at ease. 

4. Manage change A financial plan is not a set it and forget it document. Changes in your life, whether big or small, can trigger an adjustment to the plan. If you’ve changed jobs, you may want to consolidate retirement accounts. With the addition of a spouse or child, you may need to name new beneficiaries. Even changes in tax laws, market conditions, or federal economic policies can trigger the need for a plan alteration. It’s your wealth advisor’s job to monitor these details and advise you as you go. That means reviewing your plan regularly, just to make sure it still fits.