Sunday, April 3, 2022
Fiver Vs Up work
How To Get Started On Fiver and Up work
FIVERR Fiver is a freelancing service website where buyers demand services within any categories of their choice, and sellers offer services based on their expertise.
On Fiver, a seller can provide almost all kinds of services in exchange for compensation. But before you can get a job on Fiver, you have to create a Gig on the service you intend to offer on the platform. Creating a Gig After opening a Fiver account, you will be asked to fill in your personal information, after which you can start to create a gig. A gig is a service you offer on the platform.
The secret of creating an Excellent gig As a Fiver seller, your gig needs to be well written as the number of Jobs you will be getting from buyers depends on it.
Use keywords in search tags Fiver allows you to put five keywords that will enable your gig to show up in case someone is looking for your kind of service. For example, let’s say you are offering a writing service that has to do with edit and proofread, you will have to use search tags such as article, proofread, essay, blog post, and edit so that whatever the buyer searches for about writing he can see your gig.
Allow multiple packages when creating a Gig For each gig, you can define 3 offering packages – Basic, Standard, and Premium. The Basic package represents the minimum amount of the work you will do and the lowest price you will accept. It’s no surprise that the lowest price on Fiverr is $5. The standard package involves more work, but you can also charge a higher price. The premium package requires the most amount of work, but you can also charge the highest price.
Write a good description for your gig The description of your gig should be well detailed as it enables potential Fiver buyers to know how capable you are in handling their job. Make sure there are no spelling or grammatical mistakes. In the description space, write about the years of experience you have, about the work you can do, and how reliable and excellent you are in the delivery of your service. It is an opportunity to express yourself and how best you can deliver a task.
Start with a $5 price tag Lower price attracts Fiver buyers. No doubt that the amount is small, it is the sacrifice you have to make as a new seller. With time you can change the price to a more substantial amount as you must have more customers then.
Bid on buyer’s request Use the BUYER REQUESTS option to bid for a job. In BUYER REQUESTS, Fiver shows you jobs that are related to your gig, and you are allowed to bid for up to 10 Fiver jobs daily at no cost.
Levels in Fiver
No Level The seller can create up to 7 gigs.
Level 1 Level 1 seller can create up to 10 gigs. This level is achieved after a Fiverr seller has been active for at least 30 days, with positive reviews, and has completed ten orders with a minimum amount of $400 sales.
Level 2 seller can create up to 20 gigs. For you to be a level 2 seller, you have to complete 50 orders and must have made $2000.
Top-Rated Seller The top seller can have up to 30 gigs. To be a top-rated Fiver seller, you have to be manually selected by Fiver staff bases on seniority, sales, community leadership, and feedback.
Pros and Cons of Fiver Pro You have an opportunity to earn income Fiver encourages tips to Fiver seller It’s not a must to bid before you get a client
Cons Low income, most notably when your gig is $5
Fiver charges 20% commission, including tips
Fiver has a strict policy of no contact outside the Fiver platform
It’s difficult for new Fiver sellers
UP WORK is an online market place that connects businesses to freelancers. It is a platform where sellers submit proposals to potential clients for Jobs. Unlike Fiver, Up work does not have different levels grade as a form of grading, but it rates freelancers by Job success score, which reflects the reputation of the seller based on the feedback of a client. The scores of top freelancers are 90% and above, which indicates that the freelancer has an overall track record of meeting and exceeding the client’s work expectation.
Monday, June 18, 2012
Improving Customer Awareness US Bank enhances CRM efforts with great success using SAS®
"Long before CRM was a popular acronym, we were using behavioral insights and predictive analytics to drive relationship strategies that created real value for our customers and for the bank," Richard Martino, US Bank's senior vice president of market information and research, says of customer relationship management.
With more than 13 million consumer banking customers and 1 million business customers – not to mention more than 10,000 database variables and up to 16 million transactions a day – US Bank needed to mine customer data efficiently and then deliver insights regularly across a variety of segments. To ensure success in those efforts, US Bank chose SAS Customer Intelligence.
Users at all experience levels have transparent access to their SAS CRM solutions. "SAS®9 integrates the technology across all these applications," explains Gerry Gaerlan, US Bank's marketing analytics manager. "It works for my most senior power user and my most junior newbie. Regardless of your experience, you can work with the application."
What benefits has US Bank seen?
"The investment we're making in expanding our customer insight platform will have a significant payback over the next five years," Martino says. "And the return to our shareholders will be impressive because the investment is very reasonable for an institution of our size and complexity."
Such is the power of a reliable database, says Jill Enabnit, US Bank's database marketing manager. "We have data coming in from so many different sources – whether from the account level to household information. We've worked hard to have a centralized data mart that allows us to have a holistic view of the customer," she says. "So, using SAS, we're able to go through, process and gain intelligence from those 16 million transactions that occur each day."
Making better, faster decisions gives US Bank the edge to compete among the nation's largest banks. A bright and hard-working staff and great working relationships with channel managers get the credit for the bank's successes. Using SAS as an integral part of turning huge stores of data into intelligence just made it easier.
"SAS has been a great partner in helping us achieve our goals," Martino says. "But there's a big difference between putting software into production and being productive. And SAS is helping ensure that we achieve productivity."
The State Bank of Pakistan (SBP) has announced that it has revised branchless banking regulations for financial institutions including commercial, Islamic and microfinance banks for expanding the outreach of banking operations in the country.
“Financial institutions, which have already been allowed to offer branchless banking services, are advised to streamline their operations as per amended regulations within six months and report compliance to SBP,” said the central bank in a circular issued on Monday.
According to the amendments, the central bank has introduced Level ‘0’ branchless banking accounts to bring the low income-earning segment into financial services loop. Now, instead of sending a physical account opening form and copy of customer’s CNIC to the financial institution for processing, the branchless banking agents could send the digital account opening form, customer’s digital photo and an image of customer’s CNIC to the financial institution electronically.
The following transaction and maximum balance limits on Level ‘0’ accounts will be applicable: Daily limit Rs15,000, monthly limit Rs25,000, annual limit Rs120,000 and maximum balance limit Rs100,000.
Similarly, the transaction limits for Level 1 branchless banking accounts have been increased to cater to the needs of customers by rationalising the Know Your Customer (KYC) requirements. The transaction and maximum balance limits will be: Daily limit Rs25,000 (previous limit was Rs10,000), monthly limit Rs60,000 (previous limit was Rs20,000) and annual limit Rs500,000 (previous limit was Rs120,000). There will be no maximum balance limit, according to the amendments.
According to other salient features, all branchless banking account holders will be allowed to transfer up to Rs25,000 per month to non-account holders.
Work At Home Mum Makes $10,397/Month Part-Time
Have You Ever Considered Working Online?
Joan Richards from Brooklyn, NY never thought that she would, until curiosity got the best of her and she filled out a simple online form. Before she knew it, she discovered her secret to beating the recession, and being able to provide for her family while at home with her three children.
I read Kelly's blog last month and decided to feature her story in our local job report. In our phone interview she told me her amazing story. "I basically make about $6,000-$8,000 a month online. It's enough to comfortably replace my old jobs income, especially considering I only work about 10-13 hours a week from home.
Online giant Google, worth over 100 billion dollars is the most used search engine and internet market place. Google is the #1 internet site in the world, over 50 percent of all internet traffic flows through them everyday. Using Google and the other search engines to make money online has been a eye-opener for Kelly. There are plenty of scams on the internet claiming you can make $50,000 a month, but that is exactly what they are scams. From my conversation with Kelly, "I am making a good salary from home, which is amazing, under a year ago I was jobless in a horrible economy. I thank God every day that I filled out that form."
Quickly, Joan Richards was able to use the simple Home Business System to make it out of the recession.
Kelly had never shared her story before, and with her permission, we are putting it public
Step 1
Go to this link, fill out a basic online form and hit submit at Home Business System
Step 2
Follow the instructions at Home Business System and set up your account.
Step 3
You should receive your first cheque within a week or so. Or you can start to have them wire directly into your bank account. (Your first cheques will be about $500 to $1,500 a week. Then it goes up from there. Depends on how much time you spent on it.)
Sunday, June 3, 2012
Mobile Banking Powerhouse Born From Bus Fare Theft
Until then, M-PESA was a microfinance initiative, but the victim's husband used the mobile pay service to transfer funds to her phone--essentially giving his own wife a microloan--so she could use the phone to offer proof of payment for the bus ride. After the theft, the M-PESA team realized what a potent alternative banking tool they had in their hands.
"During the pilot we were supposed to focus on microfinance but we hatched a plot to launch the peer-to-peer money transfer functionality at the same time, without telling anyone," said Paul Makin, one of the initial project leads at Vodafone who now runs mobile money at Consult Hyperion. Vodafone first launched M-PESA after the U.K.'s Department for International Development (DFID) had already piloted it and the service is now run by Vodafone's Kenya subsidiary, Safaricom.
At the heart of the project's success is the idea to expand beyond microfinance into the broader area of transactions. With that more inclusive goal, M-PESA took off in Tanzania, Kenya, and South Africa, allowing users to go about their day without large amounts of cash in their pockets and while saving time on transactions and travel.
"We told the financial regulator we thought we would have a quarter of a million customers after three years," said Makin. "He could see the potential, so he was very supportive. But if he had known it was going to grow as big and as quickly he might have had second thoughts."
Since 2007, the number of users of the service has grown to over 13 million in Africa, Afghanistan, and India.
In Kenya, 90% of the population does not have a bank account, according to some statistics. Plus, Kenyans often work hours away from their villages. The time and expenses saved by instantly making payments via text message with M-PESA are improving the qualify of life for millions of people there.
"People would disappear from their jobs for three or four days having just been paid, to take money to their families," said Makin.
People in Kenya are now using M-PESA to make basic utilities payments, transfer funds to family members far away, and purchase insurance. And mobile banking itself has been so well-received that off-shoot mobile banking services are proliferating.
What does the rapid uptake of mobile money transfer in Kenya really mean for financial inclusion?
The reasons people give for using mobile money transfer have now gone a long way beyond the original “send money home” remittance rationale. Mobile money seamlessly facilitates inter-personal transfers to their close and extended family and friends for school fees, investments, celebrations and funerals, “assistance” and “help”, borrowing and so on – that is, any reason that people might need to send money to each other.
The Allure of a Cashless Society: Is it just distracting us from our goal?
PayPal made news recently by launching a new report, Money: The Digital Tipping Point, which predicts that by 2016 UK consumers won’t need cash or a wallet to go shopping. I’m not sure why the UK market was the focus of this report, but I won’t tell PayPal that KPMG just came out with its own research that showed that “when it comes to mobile banking, consumers in the UK are more resistant than elsewhere. Only 27% of Brits surveyed said they had used some form of mobile banking in the past six months (globally 52%).”But Carl Scheible, Managing Director of PayPal UK, is persistent and argues,
We’ll see a huge change over the next few years in the way we shop and pay for things. By 2016, you’ll be able to leave your wallet at home and use your mobile as the 21st century digital wallet.I’ve been intrigued to see several recent new stories spouting off about the grandiose vision of a cashless society. To a certain extent I thought we had moved past this debate. While recognizing it as desirable, this high and mighty goal seems somewhat unattainable, at least in the short to medium term. At CGAP, a former colleague and I wrote about mostly failed attempts to go cashless in developed economies in the late 1990s and early 2000s through various mobile and electronic payment schemes. A few of us also wrote about the attempt in Singapore to dictate a cashless economy about 10 years ago, but to my knowledge I believe there’s still cash floating around Singapore