Starting a Free Online Business

Start any business, you need to decide what products or services you will provide. Starting a free online business is no different. Start by thinking about your interests, passions, and skills. Do you have a hobby you can turn into a business? Do you have knowledge or skills others may want or need?

Brainstorm Your Free Internet Business Idea

It's important to choose an idea that you can stick with as opposed to searching for the cheapest or most profitable option. Building a business, you're passionate about increases the chances that it will succeed and that you'll enjoy it. The most affordable online business ideas will incorporate the skills or assets you already have. If you already know how to book keep and have bookkeeping software, that's less you need to invest time and money in learning and buying. As you make your list, don't filter out any ideas initially. You never know what obscure or odd idea could become a successful business. Later you'll research to identify the most viable and affordable ideas. But at the brainstorming point, write them all down.

Determine the Demand for Your Idea

While interest and passion are important, you also need to choose an idea that has a market. If no one is interested in what you have to offer, it doesn't matter how good you are at it; you won't have a business. Keyword Research Since your business is online, one place to start your research is by looking into keywords related to your idea. While you won't want to rely solely on search engines to bring you business, you do want to check to make sure enough people are searching for your idea. Start by making a list of words and phrases people would use to find your business topic. If you're selling virtual support services, what keywords would people use to find that? Once you have your list, you want to use a keyword tool to tell you how often those terms are searched. There are many tools, some free and some paid you can use. SEO Book offers a free keyword tool. Enter your term, and the tool will tell you how many times its searched on the major search engines each month. It will also provide related keywords.

 Once you have a list of good keywords, enter them into a search engine to see what results are returned. Are the top sites listed online stores, blogs, or service providers? It doesn't hurt to visit the sites, so you can see what they're offering and whether or not you can offer something different or better. Your goal in keyword search as part of choosing your online business idea is to find the keywords that best combine the highest volume (popularity) with the fewest results returned in a search (competitiveness). Market Research Just because a term has a lot of searches, doesn't mean it's a viable business idea. Along with popularity, it has to have a market that is willing to pay. A keyword term like "free bookkeeping help,"  suggests people don't want to pay for services, and therefore wouldn't be a good indicator of whether or not you should start a bookkeeping service. So along with keyword research, you want to do a feasibility study to determine if there are enough people who are ready, willing, and able to pay for what you're offering. This research not only will tell you if you have a potentially profitable idea, but it will also help you identify your target market; the people most likely to buy.

iPhone SE

The Most Affordable iPhone Features A13 Bionic, the Fastest Chip in a Smartphone, and the Best Single-Camera System in an iPhone

Apple today announced the second-generation iPhone SE, a powerful new iPhone featuring a 4.7-inch Retina HD display, paired with Touch ID for industry-leading security. iPhone SE comes in a compact design, reinvented from the inside out, and is the most affordable iPhone. The new iPhone SE is powered by the Apple-designed A13 Bionic, the fastest chip in a smartphone, to handle the most demanding tasks.

 iPhone SE also features the best single-camera system ever in an iPhone, which unlocks the benefits of computational photography including Portrait mode, and is designed to withstand the elements with dust and water resistance. 

                iPhone SE comes in three beautiful colors black, white and (PRODUCT)RED and will be available for pre-order beginning Friday, April 17, starting at just $399 (US).

“The first iPhone SE was a hit with many customers who loved its unique combination of small size, high-end performance and affordable price; the new second-generation iPhone SE builds on that great idea and improves on it in every way — including our best-ever single-camera system for great photos and videos — while still being very affordable,” said Phil Schiller, Apple’s senior vice president of Worldwide Marketing. “iPhone SE features the industry-leading performance of A13 Bionic that enables great battery life, takes stunning Portrait mode and Smart HDR photos, shoots amazing videos with stereo audio, is great for games and super fast web surfing, and is built with the same industry-leading security features our customers expect. We can’t wait to get iPhone SE into customers’ hands.”

Popular Design with a 4.7-inch Display iPhone SE features an aerospace-grade aluminum and durable glass design with an all-black front, and is available in black, white and (PRODUCT)RED. The rear glass finish includes a centered Apple logo and is made using a seven-layer color process for precise hue and opacity, delivering rich depth of color with a color-matched aluminum band. It is water- and dust-resistant with an IP67 rating for water resistance up to 1 meter for 30 minutes.1 The 4.7-inch Retina HD display with True Tone adjusts the white balance to match the ambient light for a more natural, paper-like viewing experience. The vibrant wide color gamut Retina HD display offers incredible color accuracy, and supports Dolby Vision and HDR10 playback. iPhone SE uses Haptic Touch for Quick Actions — such as animating Live Photos, previewing messages, rearranging apps and more — as well as contextual menus. iPhone SE also features the familiar Home button designed with sapphire crystal to be durable and to protect the sensor, and a steel ring to detect a user’s fingerprint for Touch ID. Using Touch ID is an easy, private and secure alternative to entering a passcode to unlock iPhone, fill in passwords using iCloud Keychain, log in to apps, authorize App Store purchases, and make Apple Pay transactions.

New Camera Experience Powered by A13 Bionic 

        iPhone SE features the best single-camera system ever in an iPhone with a 12-megapixel f/1.8 aperture Wide camera, and uses the image signal processor and Neural Engine of A13 Bionic to unlock even more benefits of computational photography, including Portrait mode, all six Portrait Lighting effects and Depth Control.5 Using machine learning and monocular depth estimation, iPhone SE also takes stunning Portraits with the front camera. Next-generation Smart HDR comes to iPhone SE, intelligently re-lighting recognized subjects in a frame for more natural-looking images with stunning highlight and shadow details.

Videos are even more immersive with stereo audio recording and cinematic video stabilization on the front and rear cameras. The rear camera supports high-quality video capture at 4K up to 60fps, and extended dynamic range comes to iPhone SE for more highlight details up to 30fps. Customers can also take advantage of QuickTake video on the front and rear cameras, allowing video recording without switching out of Photo mode. With advanced Camera and Photo features in iOS 13, native editing is even more comprehensive and intuitive through powerful tools that were once available only for photo editing.

Apple announces the new iPhone SE

The most affordable iPhone features the powerful A15 Bionic, 5G, better battery life, improved durability, and a new camera system with advanced features like Smart HDR 4, Photographic Styles, and Deep Fusion

The next-generation iPhone SE is a powerful new iPhone in an iconic design, featuring the A15 Bionic chip and 5G.

CUPERTINO, CALIFORNIA Apple today announced iPhone SE, a powerful new iPhone in an iconic design, with exceptional capabilities and performance at an incredible price. iPhone SE comes in a compact and durable design, and together with iOS 15, delivers a seamless user experience. The new iPhone SE features impressive upgrades including the performance of A15 Bionic, which powers advanced camera capabilities and makes nearly every experience better, from photo editing to power-intensive operations like gaming and augmented reality. Along with 5G, longer battery life, and improved durability, iPhone SE comes in three stunning colors — midnight, starlight, and (PRODUCT)RED.1 iPhone SE will be available for pre-order this Friday, March 11, with availability beginning Friday, March 18.

“iPhone SE has been an incredibly popular choice with our existing users and for new iPhone customers, thanks to its iconic design, exceptional performance, and affordable price. This year we’ve built the most powerful and durable iPhone SE yet, with better battery life thanks to A15 Bionic, the same chip as our iPhone 13 lineup that also unlocks advanced camera features like Smart HDR 4, Photographic Styles, and Deep Fusion,” said Kaiann Drance, Apple’s vice president of Worldwide iPhone Product Marketing. “And with 5G, iPhone SE gives users faster downloads and uploads, higher quality video streaming, real-time interactivity in apps, and much more. Delivering the latest generation of technology and performance at this price is something only Apple can do.”

                                            A15 Bionic: The Ultimate Smartphone Chip

The power of Apple silicon delivers industry-leading performance and cutting-edge capabilities to iPhone. The lightning-fast A 15 Bionic introduced with iPhone 13 comes to iPhone SE and makes nearly every experience better, from launching apps to handling demanding tasks with ease. A 15 Bionic packs a powerful 6-core CPU, the fastest CPU in a smartphone, with two high-performance cores and four high-efficiency cores, making iPhone SE up to 1.8x faster than iPhone 8, and even faster compared to older models. The 16-core Neural Engine is capable of 15.8 trillion operations per second, enabling faster machine learning computations for third-party applications, as well as unlocking features for iPhone SE like Live Text in the Camera app with iOS 15 and on-device dictation. Perfect for photography, gaming, and augmented reality experiences, A 15 Bionic makes every action feel fluid.

Built for efficiency, A15 Bionic works in conjunction with the latest-generation battery chemistry and tight integration with iOS 15 to enable better battery life on iPhone SE. Even with its compact form factor and new technologies like 5G, iPhone SE has longer battery life than the previous-generation and older 4.7-inch iPhone models. iPhone SE is compatible with Qi-certified chargers for wireless charging, and also supports fast charging.3

Featuring iOS 15

 iOS 15 enhances the iPhone experience with more ways to stay connected, powerful updates that help users focus and explore, and intelligent features to get more done with iPhone. Now FaceTime calls feel more natural with spatial audio and a new Portrait mode, SharePlay delivers a way for users to share experiences with friends and family while on a FaceTime call, Focus helps users reduce distraction, notifications have been redesigned, and Live Text uses on-device intelligence to recognize text in a photo and allows users to take action. Apple Maps brings beautiful ways to navigate and explore the world with a three-dimensional city-driving experience and walking directions in augmented reality. Weather is redesigned with full-screen maps and more graphical displays of data, Wallet adds support for home keys and state IDs, and privacy controls in Siri, Mail, and more places across the system further protect user information.6

iPhone SE and the Environment 

Like iPhone 13 Pro and iPhone 13, iPhone SE is designed to minimize its impact on the environment. iPhone SE is made with recycled materials, including 100 percent recycled rare earth elements in the Taptic Engine and audio magnets, 100 percent recycled tungsten in the Taptic Engine, and 100 percent recycled tin in the solder of the main logic board. Redesigned packaging eliminates the outer plastic wrap, bringing Apple closer to its goal of completely removing plastic from all packaging by 2025. iPhone SE meets Apple’s high standards for energy efficiency and remains free of numerous harmful substances.

Today, Apple is carbon neutral for global corporate operations, and by 2030, plans to have net-zero climate impact across the entire business, which includes manufacturing supply chains and all product life cycles. This means that every Apple device sold, from component manufacturing, assembly, transport, customer use, charging, all the way through recycling and material recovery, will be 100 percent carbon neutral.

Top Three Freelancing Platforms

 With the evolutions of the Internet, the horizon of freelancing has expanded remarkably. In this digital age, you earn your daily bread & butter and even live a life of a millionaire with your hard efforts and that too from the warmth of your living room. Two decades age, work from home freedom was usually with the writers, nowadays SEO consultants, the graphic designers, and even the finance experts are providing offshore solutions. Today, the freelancing is a hot trend in the 21st century to build a profitable career. The future of freelancing is exceptional and the surge is tremendous in recent years. Do you know approx 36% of the Americans work remotely? What’s more, about 63% of the US people opt for freelancing over the traditional jobs. A stat that defines the scope of freelancing in the coming years is that by the year 2020, about 43% of the Americans will be freelancers. 

S.NO 3 Proven Tactics to Be Successful as a Freelancer 

1 Create a Strategy 

2 Create Your Network 

3 Find the Right Online Tools to Help You Identify New Work 

                                                                   Reasons to Be a Freelancer in 2021 Today, there are so many reasons for anyone to start his/her own freelancing business, but it would be impossible to list them all, so here we list a few- First of all, you can be your own boss. Secondly, become a freelancer to put an end to all the office politics. The time is your own, and most importantly, you are free to work anytime & anywhere. Being a freelancing, you have the luxury to choose the project you wish to work on, and lastly, you choose the clients you work with. 

What Are Freelancing Platforms? 

A freelancing platform connects companies and individuals for mutual benefits. The freelancing platforms such as the Upwork let professionals like the logo designers build their online profiles, share their work portfolio, and reach out to the potential employers for jobs. On a freelance platform, the companies or individuals who are looking a particular job to be done can search a complete directory of freelancers, based on their skill set, experience, and other search criteria. They allow businesses to focus on their activities and outsource projects beyond their means on these platforms, and that too within their project. 

Top 3 Freelancing Platforms 

            Upwork Today, Upwork is a worldwide popular freelancing platform, which brings along people of diverse walks of life and companies to work together taking the world forward. The Upwork freelancing platform has over twelve million freelancer register on it from various parts of the world and has five million clients registered. This platform covers the widest selection of technologies for both short-term and long-term projects, including entry to expert level professionals. On Upwork, you have to freedom to go with hourly or milestone-based projects. The payment here on this platform is quite safe & secure; it can give made in a variety of modes, as soon as the project is furnished. In comparison to any other freelancing platform, the Upwork has the widest selection of availability of online work. So, whether you are a beginner copywriter or an expert level designer, you are going to find the work easily.

Fiver in recent years has become one of the popular freelance marketplaces over the World Wide Web. This platform works in a different way; here the Freelancers having diverse skill sets can market their gigs or services. You can classify the gigs based on the keyword search. The name Fiver has been derived from “five” means here companies can get their work done for the price as low as $5. On the other hand, freelancers can start with such low pricing, and increase their remuneration as per their skill set and knowledge. 

Freelancer The Freelancer is another well-recognized freelancing platform that operates in its own unique way. This platform connects companies –, both small & big-with freelancers across the globe. On this platform, the freelancers from different backgrounds like the web designers can check out the latest jobs matching their skills in an efficient manner. On Freelancer, you can also compete with other registered freelancers by taking part in various contests. And, lastly, just like Up work, Freelancer let you work both on hourly basis and contracts.

Fiver Vs Up work

Fiver Vs Up work Summary

1. What is Fiver? 1.1 Fiver Pros 1.2 Fiver Cons 1.3 Fiver Pro 

2. What is Up work 2.1 Up work Pros 2.2 Up work Cons 

3. What Are You Looking For? 

4. Fiver Vs Up work Conclusion

If you’re looking to get started doing (or finding) freelance work online, two of the premier destinations to go are Fiver and Up work. both of these marketplaces will help freelancers find work. Additionally, if you’re looking to hire freelancers you can find everything from coding, log design, to freelance writing. Anything and everything you’d need to help grow your business or finish a side project can be found on these sites. But which one is better? We’ll take a look at each site from both the perspective of a freelancer who is looking to sell their services to make some extra cash. That said, we will also highlight some of the key differences for people who are looking to hire top talent. This is our breakdown of Fiver vs. Up work. 

WHAT IS FIVER...?

Fiver describes themselves as an online marketplace for freelance services. If you’re looking for some additional help with a project or with your business, you can come here and hire quality talent.

Just a few of the skills you can find on Fiver are:

Graphic Design 

Digital Marketing

Writing & Translation 

Video & Animation 

Music & Audio 

Programming & Tech 

Business 

Lifestyle 

Industries..

Each of these main categories is then subdivided into even more detailed categories. For example, if you break down the category digital marketing, it will show options for Influence Marketing, SEO, and more. This gives you a scope of the options available on Fiver. So what are the some of the pros and cons of their service?

Pros Number of options As we mentioned, you can really find anything and anyone you’re looking for when it comes to finding freelance work. They have an incredibly large database of freelancers and you can really find anything you’d ever need for your project or business. 

Set your own rates Freelancers are able to set their own rates. This can be good for both parties for two reasons. 

Reason 1: Freelancers are able to be compensated off of their skills. If they aren’t quite as skilled they can set a rate of $5. Or, if they have years of experience and can handle bigger projects, they can set their rate as high as they want. 

Reason 2: It creates a free market, which will help buyers get the best possible price. If they only need something simple, you have a good chance of finding a freelancer who can get it done for $5. However, if you need a bigger project, you can find these freelancers as well. 

Ease of use As you can tell from the screenshots above, Fiver is really easy to use. As someone looking for a freelancer, you just scroll through the categories until you find what you’re looking for. Once you’ve arrived at the right category you can scroll through and compare different freelancers until you find one that looks right for you. This brings us to our next point.

Number of options  As we mentioned, you can really find anything and anyone you’re looking for when it comes to finding freelance work. They have an incredibly large database of freelancers and you can really find anything you’d ever need for your project or business. 

Profile ratings and reviews  Each freelancer on Fiverr is graded based off ratings for the work they do. This means if you do good work and get good ratings, you’ll be marked higher as a freelancer. It also is good for buyers because it means that you can see who the under performing freelancers are. You can see their account bio, what current gigs they offer, and their reviews and ratings. (NOTE: it’s against Versifier's policy to ask for good ratings as a freelancer. All reviews are given unprompted by the freelancer). 

Safe  When doing business with strangers online, there is always a hint of caution. You don’t want to just send someone money to do a job just to have them delete their profile and steal your cash. This is why Fiver holds all payments in an escrow account until the job is delivered and confirmed by both parties. 

Very detailed  Fiver offers a lot of analytics to help both parties track progress. For example, they rank Fiver sellers based on the number of jobs they’ve done and the quality of their ratings. As a freelancer, they offer statistics behind your gigs and earnings so you can get a good idea of how you’re performing and what needs to change (if anything). 

Online courses  If you’re a freelancer, they offer online courses to help you with your current craft or learn something new. 

Good for obscure tasks  Previously, if you wanted to find someone to code a portion of your website using CSS or have something translated from Greek, it would be tough to find. Fiver has solved this problem nicely.

Fiver Pro is an elite freelance team hand picked by Fiver. Pro members typically cost more than your average freelancer, but high price comes high quality. Fiver Pro guarantees highly qualified members with great communication and expertise. These members are some of the best freelancers out there that can work for you.  

            In summary, we would definitely recommend getting started with Fiver. That goes for both freelancers and people who are looking to hire freelancers. As a business owner it’s a clean, cheap way to get the work that you need for your business. As a freelancer, it’s a great way to start earning a little income on the side using your skills. Either way, there is really no downside to joining.

 What is Up work formerly E lance-desk is another global freelancing platform. Business and independent professionals can collaborate together (very similar to Fiver). Up work is a little bit newer than Fiverr (2015 vs 2010) and in our opinion was designed with the freelancer in mind whereas Fiver was designed with the business owner in mind.

What Are You Looking For? Deciding on a platform to start using between Fiver and Up work comes down to your preferences. On the bright side, they are both free to join so there is little risk to trying out both of them before deciding your preference! We’ve decided to lay out a few terms and see which platform has the advantage over the other:

Fiver Vs Up work Conclusion  

Better user interface: Advantage Fiver. It’s just a little cleaner and does a better job of using visuals and analytics to add to the user experience. 

Better for businesses: Advantage Fiver. It’s very easy to navigate and you can find and hire top talent on the spot. With Up work, there is a little bit of a waiting period while you wait for freelancers to apply and then evaluate them. 

Better for freelancers: Advantage Up work. You can proactively go out and find new business for yourself by applying to jobs (as opposed to sitting and waiting on Fiver). 

Better to find top talent: Advantage Fiver. They’ve been around longer and have more categories to choose from when trying to find top talent. In conclusion, if you’re a freelancer who is driven to make as much money for themselves as they can, you probably want to check out both. If you’re anyone else, Fiver is probably the best place to start

How To Get Started On Fiver and Up work

Freelancing is a great way to start a side hustle at the comfort of your own home and work based on your schedule.  Fiver and Up work are two of the largest freelancing platforms. In this article, you will learn how to get started as a new freelancer, tips to be successful, and the pros & cons of both platforms. 

FIVERR Fiver is a freelancing service website where buyers demand services within any categories of their choice, and sellers offer services based on their expertise. 

On Fiver, a seller can provide almost all kinds of services in exchange for compensation. But before you can get a job on Fiver, you have to create a Gig on the service you intend to offer on the platform. Creating a Gig After opening a Fiver account, you will be asked to fill in your personal information, after which you can start to create a gig. A gig is a service you offer on the platform. 

The secret of creating an Excellent gig As a Fiver seller, your gig needs to be well written as the number of Jobs you will be getting from buyers depends on it. 

Use keywords in search tags Fiver allows you to put five keywords that will enable your gig to show up in case someone is looking for your kind of service. For example, let’s say you are offering a writing service that has to do with edit and proofread, you will have to use search tags such as article, proofread, essay, blog post, and edit so that whatever the buyer searches for about writing he can see your gig. 

Allow multiple packages when creating a Gig For each gig, you can define 3 offering packages – Basic, Standard, and Premium.  The Basic package represents the minimum amount of the work you will do and the lowest price you will accept.  It’s no surprise that the lowest price on Fiverr is $5.  The standard package involves more work, but you can also charge a higher price.  The premium package requires the most amount of work, but you can also charge the highest price.

Write a good description for your gig The description of your gig should be well detailed as it enables potential Fiver buyers to know how capable you are in handling their job. Make sure there are no spelling or grammatical mistakes.  In the description space, write about the years of experience you have, about the work you can do, and how reliable and excellent you are in the delivery of your service. It is an opportunity to express yourself and how best you can deliver a task.

Start with a $5 price tag Lower price attracts Fiver buyers. No doubt that the amount is small, it is the sacrifice you have to make as a new seller. With time you can change the price to a more substantial amount as you must have more customers then.

Bid on buyer’s request Use the BUYER REQUESTS option to bid for a job. In BUYER REQUESTS, Fiver shows you jobs that are related to your gig, and you are allowed to bid for up to 10 Fiver jobs daily at no cost.

Levels in Fiver 

No Level The seller can create up to 7 gigs. 

Level 1 Level 1 seller can create up to 10 gigs.  This level is achieved after a Fiverr seller has been active for at least 30 days, with positive reviews, and has completed ten orders with a minimum amount of $400 sales. 

Level 2  seller can create up to 20 gigs. For you to be a level 2 seller, you have to complete 50 orders and must have made $2000.

Top-Rated Seller The top seller can have up to 30 gigs.  To be a top-rated Fiver seller, you have to be manually selected by Fiver staff bases on seniority, sales, community leadership, and feedback.

Pros and Cons of Fiver Pro You have an opportunity to earn income Fiver encourages tips to Fiver seller It’s not a must to bid before you get a client 

Cons     Low income, most notably when your gig is $5 

              Fiver charges 20% commission, including tips 

              Fiver has a strict policy of no contact outside the Fiver platform 

              It’s difficult for new Fiver sellers 

UP WORK is an online market place that connects businesses to freelancers. It is a platform where sellers submit proposals to potential clients for Jobs. Unlike Fiver, Up work does not have different levels grade as a form of grading, but it rates freelancers by Job success score, which reflects the reputation of the seller based on the feedback of a client. The scores of top freelancers are 90% and above, which indicates that the freelancer has an overall track record of meeting and exceeding the client’s work expectation.

Improving Customer Awareness US Bank enhances CRM efforts with great success using SAS®

 In the competitive world of banking, the winners are those that play on the cutting edge. That's how Minneapolis-based US Bancorp rose to become the nation's sixth-largest financial-services holding company.
"Long before CRM was a popular acronym, we were using behavioral insights and predictive analytics to drive relationship strategies that created real value for our customers and for the bank," Richard Martino, US Bank's senior vice president of market information and research, says of customer relationship management.
With more than 13 million consumer banking customers and 1 million business customers – not to mention more than 10,000 database variables and up to 16 million transactions a day – US Bank needed to mine customer data efficiently and then deliver insights regularly across a variety of segments. To ensure success in those efforts, US Bank chose SAS Customer Intelligence.

Users at all experience levels have transparent access to their SAS CRM solutions. "SAS^®9 integrates the technology across all these applications," explains Gerry Gaerlan, US Bank's marketing analytics manager. "It works for my most senior power user and my most junior newbie. Regardless of your experience, you can work with the application."
What benefits has US Bank seen?
"The investment we're making in expanding our customer insight platform will have a significant payback over the next five years," Martino says. "And the return to our shareholders will be impressive because the investment is very reasonable for an institution of our size and complexity."
Such is the power of a reliable database, says Jill Enabnit, US Bank's database marketing manager. "We have data coming in from so many different sources – whether from the account level to household information. We've worked hard to have a centralized data mart that allows us to have a holistic view of the customer," she says. "So, using SAS, we're able to go through, process and gain intelligence from those 16 million transactions that occur each day."
Making better, faster decisions gives US Bank the edge to compete among the nation's largest banks. A bright and hard-working staff and great working relationships with channel managers get the credit for the bank's successes. Using SAS as an integral part of turning huge stores of data into intelligence just made it easier.
"SAS has been a great partner in helping us achieve our goals," Martino says. "But there's a big difference between putting software into production and being productive. And SAS is helping ensure that we achieve productivity."